Offset & Loan Amortization Calculator

Compare your mortgage scenarios, understand your repayments and see how an offset account could change the cost and timeline of your loan.

The Offset & Loan Amortisation Calculator combines two powerful mortgage tools in one resource.

Use the Offset Calculator to explore how an offset balance may reduce the interest charged on your loan, then use the Loan Amortisation Calculator to understand your repayments, principal and interest over the life of the loan.

Compare different scenarios, explore potential interest savings, see how your repayment timeline may change and understand the bigger picture before making decisions about your mortgage strategy.