50/30/20 Money Method – Budgeting Worksheet

Take the guesswork out of managing your money with the 50/30/20 Money Method. This simple budgeting worksheet helps you organise your income into three clear areas: 50% Essentials, 30% Lifestyle, and 20% Future You.

Use the worksheet to plan for everyday essentials such as housing, groceries, utilities, insurance and transport, while setting aside money for lifestyle spending and future-focused goals such as savings, investing, extra debt repayments, super contributions and a home deposit. It also includes a quick example to help you see how the method can work with a monthly income of $5,000, plus practical reminders to review your numbers and stay focused on your goals.

A simple starting point for anyone wanting to budget with more confidence, enjoy life while staying intentional with their money, and build wealth with purpose.

Format: Digital PDF / Printable Worksheet