Borrowing Readiness Scorecard

Before applying for finance, it's important to understand whether you're financially prepared.

The Borrowing Readiness Scorecard helps you assess your income, savings, expenses, credit profile, employment stability, and financial commitments to determine your readiness for a mortgage application.

Use this planner to identify areas for improvement and build confidence before meeting with a lender or mortgage broker.

Created by finance expert Tracey Franco to help make the home loan process easier to understand.