{"product_id":"debt-repayment-planner","title":"Debt Repayment Planner","description":"\u003ch2 class=\"PDq2pG_selectionAnchorContainer\"\u003eCreate a clear plan. Stay motivated. Become debt free.\u003cspan class=\"PDq2pG_selectionAnchor\"\u003e\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003cp\u003eManaging multiple debts can feel overwhelming, but having a structured plan makes all the difference.\u003c\/p\u003e\n\u003cp\u003eThe \u003cstrong\u003eDebt Repayment Planner\u003c\/strong\u003e has been created to help you organise your debts, compare repayment strategies, and monitor your progress throughout the year. Whether you're paying off credit cards, personal loans, car loans, or other financial commitments, this planner keeps everything in one easy-to-use place.\u003c\/p\u003e\n\u003cp\u003eRecord each debt, interest rate, minimum repayment, and additional payments while deciding which repayment method works best for your financial goals.\u003c\/p\u003e\n\u003cp\u003eThe planner includes two popular debt reduction strategies:\u003c\/p\u003e\n\u003ch3\u003eDebt Avalanche Method\u003c\/h3\u003e\n\u003cp\u003ePay the minimum repayment on all debts while putting any extra money towards the debt with the \u003cstrong\u003ehighest interest rate\u003c\/strong\u003e first. This strategy helps reduce the total interest paid over time.\u003c\/p\u003e\n\u003ch3\u003eDebt Snowball Method\u003c\/h3\u003e\n\u003cp\u003ePay the minimum repayment on all debts while focusing extra repayments on the \u003cstrong\u003esmallest balance\u003c\/strong\u003e first. This approach helps build motivation by creating quick financial wins.\u003c\/p\u003e\n\u003cp\u003eThe included monthly payment tracker allows you to monitor repayments across the entire year, helping you stay accountable and celebrate your progress as your debt continues to shrink.\u003c\/p\u003e\n\u003ch3\u003eWhat's Included\u003c\/h3\u003e\n\u003cp\u003e✔ Debt Overview Worksheet\u003c\/p\u003e\n\u003cp\u003e✔ Interest Rate \u0026amp; Balance Tracker\u003c\/p\u003e\n\u003cp\u003e✔ Monthly Debt Budget\u003c\/p\u003e\n\u003cp\u003e✔ Extra Repayment Planner\u003c\/p\u003e\n\u003cp\u003e✔ Debt Avalanche Strategy Guide\u003c\/p\u003e\n\u003cp\u003e✔ Debt Snowball Strategy Guide\u003c\/p\u003e\n\u003cp\u003e✔ 12-Month Payment Tracker\u003c\/p\u003e\n\u003ch3\u003ePerfect For\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003ePaying off credit card debt\u003c\/li\u003e\n\u003cli\u003ePersonal loan management\u003c\/li\u003e\n\u003cli\u003eCar loan repayment\u003c\/li\u003e\n\u003cli\u003eHousehold budgeting\u003c\/li\u003e\n\u003cli\u003eBuilding healthier financial habits\u003c\/li\u003e\n\u003cli\u003eAnyone working towards financial freedom\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003eFormat:\u003c\/strong\u003e Printable Digital PDF\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eDelivery:\u003c\/strong\u003e Instant Download\u003c\/p\u003e","brand":"My Store","offers":[{"title":"Default Title","offer_id":43625579085891,"sku":null,"price":5.0,"currency_code":"AUD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0690\/8366\/0355\/files\/b461b7a1-307d-41f5-8c5f-79afcb2cd179.png?v=1785783372","url":"https:\/\/traceyfranco.com.au\/products\/debt-repayment-planner","provider":"Tracey Franco Collective","version":"1.0","type":"link"}