{"title":"Financial Calculators","description":"\u003cp\u003eMake smarter financial decisions with our collection of easy-to-use financial calculators. Whether you're planning a home purchase, paying off debt, building savings, tracking investments or working toward financial freedom, these calculators help you understand your numbers and create a clear path forward. Designed to simplify complex financial decisions and give you greater confidence with your money.\u003cbr\u003e\u003c\/p\u003e","products":[{"product_id":"digital-product","title":"Borrowing Power Prep Calculator","description":"\u003cp data-start=\"270\" data-end=\"312\"\u003e\u003cstrong data-start=\"270\" data-end=\"312\"\u003eTake the guesswork out of home buying.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp data-start=\"314\" data-end=\"478\"\u003eThe Borrowing Power Prep Calculator helps you estimate how much you may be able to borrow based on your income, expenses, existing debts and financial commitments.\u003c\/p\u003e\n\u003cp data-start=\"480\" data-end=\"689\"\u003eWhether you're a first-home buyer, upgrading your family home or planning your next property investment, this calculator provides valuable insights into your borrowing capacity before you speak with a lender.\u003c\/p\u003e\n\u003ch3 data-section-id=\"etrp4j\" data-start=\"691\" data-end=\"712\"\u003eWhat You'll Gain:\u003c\/h3\u003e\n\u003cp data-start=\"714\" data-end=\"749\"\u003e✔ Estimate your borrowing potential\u003c\/p\u003e\n\u003cp data-start=\"751\" data-end=\"811\"\u003e✔ Understand how income and expenses affect loan eligibility\u003c\/p\u003e\n\u003cp data-start=\"813\" data-end=\"862\"\u003e✔ Identify areas that may improve borrowing power\u003c\/p\u003e\n\u003cp data-start=\"864\" data-end=\"916\"\u003e✔ Prepare for conversations with lenders and brokers\u003c\/p\u003e\n\u003cp data-start=\"918\" data-end=\"962\"\u003e✔ Plan your property journey with confidence\u003c\/p\u003e\n\u003cp data-start=\"964\" data-end=\"1058\"\u003e\u003cstrong data-start=\"964\" data-end=\"978\"\u003eIdeal for:\u003c\/strong\u003e First-home buyers, investors and anyone preparing for a home loan application.\u003c\/p\u003e","brand":"My Store","offers":[{"title":"Default Title","offer_id":43384510382147,"sku":null,"price":11.0,"currency_code":"AUD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0690\/8366\/0355\/files\/Screenshot2026-06-12160050.png?v=1781276674"},{"product_id":"digital-product-1","title":"Offset Calculator","description":"\u003cp data-start=\"1114\" data-end=\"1170\"\u003e\u003cstrong data-start=\"1114\" data-end=\"1170\"\u003eSee how much faster you could pay off your mortgage.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp data-start=\"1172\" data-end=\"1305\"\u003eThe Offset Calculator helps you understand the potential savings that an offset account can generate over the life of your home loan.\u003c\/p\u003e\n\u003cp data-start=\"1307\" data-end=\"1496\"\u003eBy calculating how your savings balance reduces the amount of interest charged on your mortgage, you will gain a clearer picture of how small changes can create significant long-term savings.\u003c\/p\u003e\n\u003ch3 data-section-id=\"etrp4j\" data-start=\"1498\" data-end=\"1519\"\u003eWhat You'll Gain:\u003c\/h3\u003e\n\u003cp data-start=\"1521\" data-end=\"1558\"\u003e✔ Estimate potential interest savings\u003c\/p\u003e\n\u003cp data-start=\"1560\" data-end=\"1597\"\u003e✔ Understand how offset accounts work\u003c\/p\u003e\n\u003cp data-start=\"1599\" data-end=\"1632\"\u003e✔ Reduce mortgage costs over time\u003c\/p\u003e\n\u003cp data-start=\"1634\" data-end=\"1682\"\u003e✔ Explore strategies to pay off your loan sooner\u003c\/p\u003e\n\u003cp data-start=\"1684\" data-end=\"1718\"\u003e✔ Make informed mortgage decisions\u003c\/p\u003e\n\u003cp data-start=\"1720\" data-end=\"1788\"\u003e\u003cstrong data-start=\"1720\" data-end=\"1734\"\u003eIdeal for:\u003c\/strong\u003e Homeowners, mortgage holders and property investors.\u003c\/p\u003e","brand":"My Store","offers":[{"title":"Default Title","offer_id":43384563793987,"sku":null,"price":11.0,"currency_code":"AUD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0690\/8366\/0355\/files\/Screenshot2026-06-12161858.png?v=1781278032"},{"product_id":"digital-product-2","title":"Rate Sensitivity Calculator","description":"\u003cp data-start=\"1854\" data-end=\"1910\"\u003e\u003cstrong data-start=\"1854\" data-end=\"1910\"\u003ePrepare for changing interest rates with confidence.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp data-start=\"1912\" data-end=\"2066\"\u003eThe Rate Sensitivity Calculator helps you understand how interest rate movements can impact your finances, loan repayments and long-term financial plans.\u003c\/p\u003e\n\u003cp data-start=\"2068\" data-end=\"2201\"\u003eWhether rates rise or fall, this calculator allows you to model different scenarios and make informed decisions before changes occur.\u003c\/p\u003e\n\u003ch3 data-section-id=\"etrp4j\" data-start=\"2203\" data-end=\"2224\"\u003eWhat You'll Gain:\u003c\/h3\u003e\n\u003cp data-start=\"2226\" data-end=\"2267\"\u003e✔ Understand the impact of rate increases\u003c\/p\u003e\n\u003cp data-start=\"2269\" data-end=\"2304\"\u003e✔ Plan for future repayment changes\u003c\/p\u003e\n\u003cp data-start=\"2306\" data-end=\"2342\"\u003e✔ Test different financial scenarios\u003c\/p\u003e\n\u003cp data-start=\"2344\" data-end=\"2386\"\u003e✔ Improve budgeting and cash flow planning\u003c\/p\u003e\n\u003cp data-start=\"2388\" data-end=\"2418\"\u003e✔ Reduce financial uncertainty\u003c\/p\u003e\n\u003cp data-start=\"2420\" data-end=\"2501\"\u003e\u003cstrong data-start=\"2420\" data-end=\"2434\"\u003eIdeal for:\u003c\/strong\u003e Homeowners, investors and borrowers managing variable-rate loans.\u003c\/p\u003e","brand":"My Store","offers":[{"title":"Default Title","offer_id":43384613371971,"sku":null,"price":11.0,"currency_code":"AUD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0690\/8366\/0355\/files\/Screenshot2026-06-12163140.png?v=1781278329"},{"product_id":"digital-product-3","title":"Loan Comparison Calculator","description":"\u003cp data-start=\"2566\" data-end=\"2634\"\u003e\u003cstrong data-start=\"2566\" data-end=\"2634\"\u003eCompare loans side by side and make smarter borrowing decisions.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp data-start=\"2636\" data-end=\"2781\"\u003eThe Loan Comparison Calculator helps you evaluate multiple loan options by comparing interest rates, fees, loan terms and total repayment costs.\u003c\/p\u003e\n\u003cp data-start=\"2783\" data-end=\"2921\"\u003eInstead of focusing solely on the advertised interest rate, you'll gain a complete picture of which loan may offer the best overall value.\u003c\/p\u003e\n\u003ch3 data-section-id=\"etrp4j\" data-start=\"2923\" data-end=\"2944\"\u003eWhat You'll Gain:\u003c\/h3\u003e\n\u003cp data-start=\"2946\" data-end=\"2979\"\u003e✔ Compare loan options accurately\u003c\/p\u003e\n\u003cp data-start=\"2981\" data-end=\"3014\"\u003e✔ Understand true borrowing costs\u003c\/p\u003e\n\u003cp data-start=\"3016\" data-end=\"3046\"\u003e✔ Review repayment differences\u003c\/p\u003e\n\u003cp data-start=\"3048\" data-end=\"3078\"\u003e✔ Evaluate loan terms and fees\u003c\/p\u003e\n\u003cp data-start=\"3080\" data-end=\"3126\"\u003e✔ Choose the most suitable loan for your goals\u003c\/p\u003e\n\u003cp data-start=\"3128\" data-end=\"3192\"\u003e\u003cstrong data-start=\"3128\" data-end=\"3142\"\u003eIdeal for:\u003c\/strong\u003e Home buyers, refinancers and property investors.\u003c\/p\u003e","brand":"My Store","offers":[{"title":"Default Title","offer_id":43384647286851,"sku":null,"price":11.0,"currency_code":"AUD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0690\/8366\/0355\/files\/Screenshot2026-06-12171308.png?v=1781280814"},{"product_id":"digital-product-4","title":"Net Worth Tracker Calculator","description":"\u003cp data-start=\"3259\" data-end=\"3325\"\u003e\u003cstrong data-start=\"3259\" data-end=\"3325\"\u003eMeasure your financial progress and build wealth with purpose.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp data-start=\"3327\" data-end=\"3480\"\u003eThe Net Worth Tracker Calculator provides a simple way to calculate and monitor your overall financial position by comparing your assets and liabilities.\u003c\/p\u003e\n\u003cp data-start=\"3482\" data-end=\"3621\"\u003eTracking your net worth regularly helps you identify growth opportunities, measure progress and stay focused on long-term financial goals.\u003c\/p\u003e\n\u003ch3 data-section-id=\"etrp4j\" data-start=\"3623\" data-end=\"3644\"\u003eWhat You'll Gain:\u003c\/h3\u003e\n\u003cp data-start=\"3646\" data-end=\"3680\"\u003e✔ Calculate your current net worth\u003c\/p\u003e\n\u003cp data-start=\"3682\" data-end=\"3716\"\u003e✔ Track financial growth over time\u003c\/p\u003e\n\u003cp data-start=\"3718\" data-end=\"3759\"\u003e✔ Understand your true financial position\u003c\/p\u003e\n\u003cp data-start=\"3761\" data-end=\"3793\"\u003e✔ Monitor assets and liabilities\u003c\/p\u003e\n\u003cp data-start=\"3795\" data-end=\"3834\"\u003e✔ Stay focused on wealth-building goals\u003c\/p\u003e\n\u003cp data-start=\"3836\" data-end=\"3934\"\u003e\u003cstrong data-start=\"3836\" data-end=\"3850\"\u003eIdeal for:\u003c\/strong\u003e Anyone committed to improving their financial health and building long-term wealth.\u003c\/p\u003e","brand":"My Store","offers":[{"title":"Default Title","offer_id":43384772231235,"sku":null,"price":11.0,"currency_code":"AUD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0690\/8366\/0355\/files\/Screenshot2026-06-12172001.png?v=1781281226"},{"product_id":"digital-product-5","title":"Busy Mums Budget Planner Calculator","description":"\u003cp data-start=\"4008\" data-end=\"4066\"\u003e\u003cstrong data-start=\"4008\" data-end=\"4066\"\u003eA simple budgeting tool designed for busy family life.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp data-start=\"4068\" data-end=\"4228\"\u003eThe Busy Mums Budget Planner Calculator helps you manage household finances, track expenses, plan savings goals and stay organized without feeling overwhelmed.\u003c\/p\u003e\n\u003cp data-start=\"4230\" data-end=\"4377\"\u003eCreated for mums balancing family responsibilities, this calculator simplifies budgeting and provides a clear picture of where your money is going.\u003c\/p\u003e\n\u003ch3 data-section-id=\"etrp4j\" data-start=\"4379\" data-end=\"4400\"\u003eWhat You'll Gain:\u003c\/h3\u003e\n\u003cp data-start=\"4402\" data-end=\"4439\"\u003e✔ Track household income and expenses\u003c\/p\u003e\n\u003cp data-start=\"4441\" data-end=\"4478\"\u003e✔ Plan family budgets with confidence\u003c\/p\u003e\n\u003cp data-start=\"4480\" data-end=\"4515\"\u003e✔ Stay on top of bills and spending\u003c\/p\u003e\n\u003cp data-start=\"4517\" data-end=\"4546\"\u003e✔ Set realistic savings goals\u003c\/p\u003e\n\u003cp data-start=\"4548\" data-end=\"4573\"\u003e✔ Reduce financial stress\u003c\/p\u003e\n\u003cp data-start=\"4575\" data-end=\"4669\"\u003e\u003cstrong data-start=\"4575\" data-end=\"4589\"\u003eIdeal for:\u003c\/strong\u003e Busy mums, families and households looking for a practical budgeting solution.\u003c\/p\u003e","brand":"My Store","offers":[{"title":"Default Title","offer_id":43384788090947,"sku":null,"price":11.0,"currency_code":"AUD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0690\/8366\/0355\/files\/Screenshot2026-06-12172344_78754735-83b1-4fad-a495-13d36df9c7ef.png?v=1781444891"},{"product_id":"digital-product-6","title":"Smart Money Toolkit Budgeting Calculator","description":"\u003cp data-end=\"4811\" data-start=\"4748\"\u003e\u003cstrong data-end=\"4811\" data-start=\"4748\"\u003eTake control of your money with a smarter budgeting system.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp data-end=\"4974\" data-start=\"4813\"\u003eThe Smart Money Toolkit Budgeting Calculator helps you track income, monitor spending, manage savings goals and gain a complete understanding of your cash flow.\u003c\/p\u003e\n\u003cp data-end=\"5107\" data-start=\"4976\"\u003eDesigned to simplify money management, this calculator provides valuable insights that help you make confident financial decisions.\u003c\/p\u003e\n\u003ch3 data-end=\"5130\" data-start=\"5109\" data-section-id=\"etrp4j\"\u003eWhat You'll Gain:\u003c\/h3\u003e\n\u003cp data-end=\"5159\" data-start=\"5132\"\u003e✔ Track income and expenses\u003c\/p\u003e\n\u003cp data-end=\"5189\" data-start=\"5161\"\u003e✔ Identify spending patterns\u003c\/p\u003e\n\u003cp data-end=\"5221\" data-start=\"5191\"\u003e✔ Build stronger saving habits\u003c\/p\u003e\n\u003cp data-end=\"5253\" data-start=\"5223\"\u003e✔ Improve cash flow management\u003c\/p\u003e\n\u003cp data-end=\"5286\" data-start=\"5255\"\u003e✔ Create a clear financial plan\u003c\/p\u003e\n\u003cp data-end=\"5381\" data-start=\"5288\"\u003e\u003cstrong data-end=\"5302\" data-start=\"5288\"\u003eIdeal for:\u003c\/strong\u003e Individuals, families and anyone wanting greater control over their finances.\u003c\/p\u003e","brand":"My Store","offers":[{"title":"Default Title","offer_id":43397711659075,"sku":null,"price":11.0,"currency_code":"AUD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0690\/8366\/0355\/files\/Screenshot2026-06-14145229.png?v=1781445172"}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0690\/8366\/0355\/collections\/Screenshot_2026-06-16_110103.jpg?v=1781611400","url":"https:\/\/traceyfranco.com.au\/collections\/financial-calculators.oembed","provider":"My Store","version":"1.0","type":"link"}